I'm largely worried about loans since the US has an ass-backward university funding system.
If you want to go to college, you either get born rich, get one of the comparatively few full scholarships out there, or (like the vast majority) you borrow money from the government.
On the surface, this doesn't seem SO bad as the government would be paying for schools anyway, so it's more of a tax for you personally to go to school.
But that would clearly be communism. So the US has a better solution: The government gives money for free to giant companies; these giant companies then give the government money to students; and the students then pay the company for the privilege of taking public money, handing it over to you, and taking no risk in anyway whatsoever.
A persistent problem, still, are these big companies will try to make sure you can't pay them back so that they can start dinging you with all kinds of crazy extra charges. Because that's how they make money, that and the interest you get to pay to cover their risk in fronting $0 of their money to you.
While still a shit system, Obama's Education system had it where after you were out of school, you could opt to take a percentage of your income out for 20 years and then just call it good. Which the loan companies didn't like too much as it was harder to fuck you if they only have a maximum of 20 years go milk you and there's a cap on how much they can take (they still fuck me pretty good, they won't take my money again this year).
I guess I just want to reiterate that
DeVos is the head of the largest private pyramid scheme in the US, and now she's in charge of a corrupt private/public pyramid scheme that pays loan companies with public money.
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