They just push a button and for some reason you owe them the loan + interest.
If you try the same scam you go to jail.
Only new loans can pay for old loans + interest. The system must collapse sooner or later.
Now debt is so high central banks need to print money to pay for older loans.
When they stop printing everything collapse.
If they continue printing there of course will be higher and higher inflation and then a currency collapse etc.
And when the economy crash and people lose their income they revolt. Unless they are very sick and depend on the government and Big Pharmas injections.
Their "solution" is a great reset with massive surveillance and far less people.
But it´s hard to sell unless they can blame someone else for the economic collapse.
Like Putin or a virus.