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User avatar
By Tainari88
#15331681
Well let us talk about these bank cartels and banksters as @QatzelOk likes to call them.

Here is a quick summary of how these banks take over other nations' economies and not just Puerto Rico. Let us paint a picture about what debt is all about. International debts and national debts. We start with Puerto Rico's debt that is crushing its ability to stay above water financially and causing hundreds of thousands of Puerto Ricans to leave the island and sell off their property for fire sale prices or can't find affordable rents because it is all been snapped up by the ones who are vulture capitalists.

Then we discuss how the banks and the capitalist Wall Street crowd have taken over the US economy and how it all ties together eh? National Debt. Let us dive in.



You then have these same crowd of greedy fucks in the USA solidifying their hold on power.




Corporations and DAVOS and what they want to do in terms of governance?



So they want to define where we want to go? They designed a nation state system. Global initiative they need something different. The World Economic Forum has produced the first cut.

Where does the real Left have to go from here?

How does national debt fall into their scheme? How do you destroy their hold on their schemes?

User avatar
By Tainari88
#15331689
National debt? Hmm. This piece here says a lot of interesting things critique what might go wrong with some things. Private property is interesting but in reality the issue is always who really really controls it? Does a man or woman or family making payments on a house really own it? Not really if they fail to make the payments. The bank can keep all your payments and then take the house from you...because you defaulted even by one month according to some mortgages. It is about the banks winning no matter what.



Douglas Kruger never mentions how extraction nations in the world are the ones paying the price for the ones prospering on an uneven power relationships.
User avatar
By QatzelOk
#15331887
Tainari88 wrote:...Capitalism is going to hang itself Q. It is not going to last out the requirements of a world in which resources are being tapped out and banksters are going to keep going for a thousand years. When the goods, services, resources and workers find it is not sustainable and it is either life or death and have to phase it out. Slavery died because the conditions changed. Capitalism is going to die off because the conditions change. It is severely unsustainable. ...


Capitalism is also going to hang most of us, Tainari. This is my issue. I am not particulary fond of any economic model because they are all artificial and thus doomed to failure. Our current model is practicing mass genocide and world war brinkmanship, and billions may soon die in order to keep the rich as rich as possible.

Civilizations create a fake reality in order to funnel lots of baubles to some kind of "selected" elite. If capitalism hangs us all, the new system will allow the same level of exploitation but with fewer resources to go around. Eating bugs symoblizes this decent into lower-quality-living, though I'm not sure that eating bugs is any worse than consuming hyper-processed foods. Perhaps we will eat hyper-processed bug droppings eventually?

Without destroying our current system... we will watch the Palestinians get genocided, our Western democracies get sold to billionaires, and the collapse of all our social programs.

The rich who currently decide everything... will simply move to the countries where there are still resources to plunder.

This is why our civilizations decent into mass-media-distraction and functional illiteracy... are very useful to the elites who want to continue to pillage and lie forever.

Being hopeful at this stage... needs to be qualified with why. Just saying "smile and it'll work out" or mentionning a tribe that historically did something different... are not hope, they are distractions.

The intellectuals and alternative gurus that we currently have... just like to hear their own voices. And their public is a TV-dumbed-down audience that has learned to respond to fake-hope memes on Hollywood movies.

Yes, slavery eventually faded from the USA, but ONLY after another exploitive economic order emerged. Likewise, our "leaders" want to do some creative destruction... but only so that they can pay their debt slaves even less.

When our nations go bankrupt, try to get comfortable with cockroach caviar.
User avatar
By Tainari88
#15331937
QatzelOk wrote:Capitalism is also going to hang most of us, Tainari. This is my issue. I am not particulary fond of any economic model because they are all artificial and thus doomed to failure. Our current model is practicing mass genocide and world war brinkmanship, and billions may soon die in order to keep the rich as rich as possible.

Civilizations create a fake reality in order to funnel lots of baubles to some kind of "selected" elite. If capitalism hangs us all, the new system will allow the same level of exploitation but with fewer resources to go around. Eating bugs symoblizes this decent into lower-quality-living, though I'm not sure that eating bugs is any worse than consuming hyper-processed foods. Perhaps we will eat hyper-processed bug droppings eventually?

Without destroying our current system... we will watch the Palestinians get genocided, our Western democracies get sold to billionaires, and the collapse of all our social programs.

The rich who currently decide everything... will simply move to the countries where there are still resources to plunder.

This is why our civilizations decent into mass-media-distraction and functional illiteracy... are very useful to the elites who want to continue to pillage and lie forever.

Being hopeful at this stage... needs to be qualified with why. Just saying "smile and it'll work out" or mentionning a tribe that historically did something different... are not hope, they are distractions.

The intellectuals and alternative gurus that we currently have... just like to hear their own voices. And their public is a TV-dumbed-down audience that has learned to respond to fake-hope memes on Hollywood movies.

Yes, slavery eventually faded from the USA, but ONLY after another exploitive economic order emerged. Likewise, our "leaders" want to do some creative destruction... but only so that they can pay their debt slaves even less.

When our nations go bankrupt, try to get comfortable with cockroach caviar.


The truth is that no one really has a crystal ball and can see the future perfectly Q. You can assume that there will no real resistance? To these elitists. But I do think there will be a very disciplined resistance. People do adjust and deal with conditions of life. For every culture, nation and land there is a set of values. Not everyone lives by the same values. Take for example Bolivia. McDonald's had to close down McDonald's in Bolivia. Why? Because it was expensive for the average working Bolivian to afford. And Bolivians preferred their traditional street foods and were not corporate.

Mexico has an issue now. The Mexicans who own tiny microbusinesses in Mexico do not really pay taxes. They live off of an informal economy. Many of the huge corporations that open in Mexico hate the informal economy in Mexico. The vast majority of Mexicans eat, and spend on tiny tiny little personalistic businesses. They generally avoid shopping at Walmarts and so on. It is not their preference due to it being expensive and they prefer personalistic service.

The corporations want the Mexican government to punish the tiny microbusinesses forcing them to pay taxes and formalize their business. They do not do so.

Since Mexico never had a welfare state? That was consistent? Most people are used to working informal businesses to make end's meet in Mexico. They support neighbors and others they know by buying from them. Every single thing you can think of. Food, services, goods, etc.

I do not think that all of the world is going to be into total conformity Q. What is far more likely is that people change their habits, and actions in order to live with a higher quality of life. If they care deep enough and long enough about a policy or a condition? They will dedicate time to changing it.

You have to realize that diversity in culture, history, habits, customs, traditions, ways of being, ways of thinking and so forth? All leave legacies. People are malleable. Not static.

As such? You have to realize that the way they answer life's most difficult philosophical questions are very important and they vary enormously in responses, and thought processes. You have to see diversity is innate to being alive. One of the premises of the theory of evolution for living things is precisely variation. Always. It is a very very strong natural law.

It exists because it reinforces life. Once you destroy variation? You destroy life. It does have a domino effect. But do you really have extinction Q? You just have transformation. A part of living and life. You change into a different form. But the energy that was once present continues on....into something completely different. You do not really destroy energy in any real way. You do see it transforming. Look at water. One of the most important elements for living life as a human being. It can be in solid form. Ice. It can be in liquid form. Water. It can be in the air. Ether or moisture in the air. It can take various shapes.

You have that experiment with thoughts and words. Water that has been told it is loved or the word love is used frequently? Takes this shape....




You then have water that has a memory. So does our instructions (DNA). It knows what it was once a long time ago....and it cycles through its history and arrives at present day homo sapiens. It has a memory.

It is foolish to think that all the evil acts committed by some tiny minority of fools who want to control others with lies is going to triumph over the deepest instructions in our minds and memories and bodies.

It will be exposed as false values and be shed like a bad useless skin that has outlived its usefulness.

It requires work. But that is the nature of change. Pain and work and reflection. Choices and values changing.



It is not impossible and so on Q. It is in fact, the most likely outcome.

In the end? We are very lucky to be here. As good old Carl Sagan once said on an old Nova program on PBS....



https://youtube.com/shorts/Ixzb2H7T2V8? ... PIBPJerWl4



So to think that some very automatic pilot technology is going to determine and override what has been in the collective memory of humanity for thousands of years and somehow all the false thoughts will triumph in the end and we we will be eating cockaroach poo? No, Q.

I do think we as a group will come to our senses eh? You have to model what you want to become. And you become that which you want to attract and be.

Transform yourself. Work on what is wrong. And be consistent in your value system. Model it for others to see.

And you go and work out there on what is going on.

Inside first. Outside next. Two in harmony and in tandem transforming together. Following a natural law...that works well.

It harmonizes. And the falseness falls off Q.

The desired change arrives.

It is a wonderful thing. If you see too much and know a lot? It is very painful. Being ignorant is far easier by a lot. But if you have a lot of awareness you can also be very deliberate. And it makes all the difference. It always does.
User avatar
By QatzelOk
#15332101
Tainari88 wrote:...The Mexicans who own tiny microbusinesses in Mexico do not really pay taxes. They live off of an informal economy. ...

The starving people of the world also live off of an informal economy. Formal economies - with rules and wisdom - are a good thing. Poverty-stressed individuals forced to commit crimes to survive... is really dysfunctional.

Seriously, what have Europeans contributed to the social order of the Americas? Laws that starve people into submission? Wow, what a gift.

And "Trying to see the silver lining in state bankruptcy during a genocide" is probably the most syrupy musical since The Sound of Music. :lol:

"Mexico's hidden black-market traders
Salsa and Chomsky, Karl Sagan, Darth Vader
Valium-like anecdotes tied up with string...
These are a few of my favorite things?..."
User avatar
By Tainari88
#15332108
QatzelOk wrote:The starving people of the world also live off of an informal economy. Formal economies - with rules and wisdom - are a good thing. Poverty-stressed individuals forced to commit crimes to survive... is really dysfunctional.

Seriously, what have Europeans contributed to the social order of the Americas? Laws that starve people into submission? Wow, what a gift.

And "Trying to see the silver lining in state bankruptcy during a genocide" is probably the most syrupy musical since The Sound of Music. :lol:

"Mexico's hidden black-market traders
Salsa and Chomsky, Karl Sagan, Darth Vader
Valium-like anecdotes tied up with string...
These are a few of my favorite things?..."


What are you trying to say Q? I am interested in your points eh?

Giving up is not an option. There is value in struggle. For everyone. All of us.

Someone has to realize that the system is not functioning. But how to get out of it? That is the big question.

What do you propose as a way out of the bankster problem for all the nations in Latin America, Africa, Asia and elsewhere you are not prospering and who are full of people in informal economies and without any real recourse? What do you think might work? Or do you expect them to give up and not think that there is hope for a change?

There is always hope. Always. Even in the worst conditions.

If you fail to find solutions? It is just complaining and not constructive at all. It kills any type of solution for many.

Being defeatist is not only counterproductive--but it makes it easy for the ones doing the worst damage to carry on with their negative results and bad behavior because everyone is too traumatized to take action.
User avatar
By QatzelOk
#15332160
Tainari88 wrote:...What do you propose as a way out of the bankster problem for all the nations in Latin America, Africa, Asia and elsewhere you are not prospering and who are full of people in informal economies and without any real recourse? What do you think might work? Or do you expect them to give up and not think that there is hope for a change? ...


Extreme localism is definitely one of the solutions to eradicating the bankster parasites from the face of the Earth. But just remember that they will try to genocide you the entire time your society is trying to evolve.

Remember that the banksters will go as far as genocide to keep you enslaved. Don't be naive, is all I am saying.

You are absolutely correct that the answer to "global injustic" is "local justice." And "justice" means that everyone gets certain basic things like a home, food, medicine and education.

Absolutely.

But this thread is about national debt. And with bankruptcy, our "rich" nations will lose all of these things. So how to stop this from happening? Vote for Kamala or Donald? Type things into your computer to feel better? Watch a movie about happy people doing exciting things?
User avatar
By Tainari88
#15332164
QatzelOk wrote:Extreme localism is definitely one of the solutions to eradicating the bankster parasites from the face of the Earth. But just remember that they will try to genocide you the entire time your society is trying to evolve.

Remember that the banksters will go as far as genocide to keep you enslaved. Don't be naive, is all I am saying.

You are absolutely correct that the answer to "global injustic" is "local justice." And "justice" means that everyone gets certain basic things like a home, food, medicine and education.

Absolutely.

But this thread is about national debt. And with bankruptcy, our "rich" nations will lose all of these things. So how to stop this from happening? Vote for Kamala or Donald? Type things into your computer to feel better? Watch a movie about happy people doing exciting things?


No, you do what I do. Get together with local rural Mayans who work for peanuts and come up with a plan that will help all of us working together to solve big problems. That is what I do. All of them like the localistic socialism of the Morena party. They are finally getting paid to plant trees and bring back traditional forms of preserving the land. Sheinbaum is giving them guaranteed income. The next T4 plan is getting the rural Mexicans educated, stable and with jobs. By traditional forms of working. I qualify for pensions from the Mexican government next year. So does my husband. She does not care we are foreigners but we are perm residents and older. We qualify. But if we become Mexicans we get total free health care and dental care.

Mexico is changing. And they like the changes.

She is a very good diplomat. It still has big issues but the change is real.



She will be a target of Trump and banksters. There are rumours of Mexicans thinking if they get invaded what the strategy is going to be. No one is naive. If Mexico gets invaded they are already planning for the possible responses.

Trump is an asshole but the fascists will get resistance.
User avatar
By Hakeer
#15332166
Tainari88 wrote:No, you do what I do. Get together with local rural Mayans who work for peanuts and come up with a plan that will help all of us working together to solve big problems. That is what I do. All of them like the localistic socialism of the Morena party. They are finally getting paid to plant trees and bring back traditional forms of preserving the land. Sheinbaum is giving them guaranteed income. The next T4 plan is getting the rural Mexicans educated, stable and with jobs. By traditional forms of working. I qualify for pensions from the Mexican government next year. So does my husband. She does not care we are foreigners but we are perm residents and older. We qualify. But if we become Mexicans we get total free health care and dental care.

Mexico is changing. And they like the changes.

She is a very good diplomat. It still has big issues but the change is real.



She will be a target of Trump and banksters. There are rumours of Mexicans thinking if they get invaded what the strategy is going to be. No one is naive. If Mexico gets invaded they are already planning for the possible responses.

Trump is an asshole but the fascists will get resistance.


Trump says they wil not recognize birthright citizenship. He even lied and said birthright citizenship is only in the U.S. So he will again take the oath to defend the Constitution and then violate it on Day-1.

My question is what Mexico will do when Trump deports U.S. citizens to Mexico. Trump will blame Democrats for his policy.
User avatar
By QatzelOk
#15332264
Hakeer wrote:...My question is what Mexico will do when Trump deports U.S. citizens to Mexico. Trump will blame Democrats for his policy.


Meanwhile, back to National Debt...

Mexico is the only country in the NAFTA agreement that hasn't destroyed itself with government debt.

Mexico Debt Clock wrote:
National Debt Per Citizen

$ 3,762 (US dollars)


This is totally manageable. Mexico's big geopolitical challenge - after the crash - might be protecting its borders from a bankrupt mafia state to its north. Just like it was a few hundred years ago. :lol:
User avatar
By Hakeer
#15332277
QatzelOk wrote:Meanwhile, back to National Debt...

Mexico is the only country in the NAFTA agreement that hasn't destroyed itself with government debt.



This is totally manageable. Mexico's big geopolitical challenge - after the crash - might be protecting its borders from a bankrupt mafia state to its north. Just like it was a few hundred years ago. :lol:



The U.S. is not bankrupt. Most all developed countries have debt as percentage of GDP at our level or higher. African countries have low debt per capita but low GDP. It’s all relative. @JohnRawls already explained that.

I want to lower the federal deficit by taxing billionaires, not screwing old people, poor people, and sick people — the Elon Musk “government efficiency” plan.
User avatar
By Tainari88
#15332278
Hakeer wrote:Trump says they wil not recognize birthright citizenship. He even lied and said birthright citizenship is only in the U.S. So he will again take the oath to defend the Constitution and then violate it on Day-1.

My question is what Mexico will do when Trump deports U.S. citizens to Mexico. Trump will blame Democrats for his policy.


AMLO told Trump there is a tunnel underneath the border from Baja California Norte which has Tijuana and it goes under the Customs and ICE office in Los Angeles in California. Mexico has drastically reduced the Caravans from Central America.

Most Mexicans are staying put. The ones going are again, Venezuelans, Cubans, Hondurans, Guatemalans, etc. The nations doing very badly economically. Haitians have settled in Tijuana. Open the gates to Haitians, Dominicans, Cubans, Venezuelans, Hondurans, Chinese, Syrians, and everyone in the damn planet. With no enforcement. That is the power of Mexico. See how much money they would have to spend? Because Mexico absorbs these Caravan people by the hundreds of thousands. The US government is arrogant and thinks they are the only ones with undocumented people coming for a salary and a job. Mexico gets millions of people without authorization to work the program is called Comarca. Look it up.

The PRC is investing a lot of money in Mexican factories. Mexico right now has an all Mexican women run car factory.



The first video are the Haitians who stayed in Mexico.




Johnson is a disrespectful man he says. We are not a colony. Get with it the US government. Colonialism is over.



Some crazy promises.

User avatar
By QatzelOk
#15332280
Hakeer wrote:The U.S. is not bankrupt. ...African countries have...

It's nice to see you comparing the USA to its peer countries, when it comes to debt.

In Africa, the main problem is that the people don't control most of their governments. Foreign banking interests do. And foreign banksters LIKE lots and lots of debts on their debt slaves. It helps them control the countries that they bankrupt (and then "save" through austerity and selling off of state assets to... themselves!)

What foreign entitity is profiting from the bankruptcy of Western nations?
User avatar
By Tainari88
#15332285
Hakeer wrote:Trump says they wil not recognize birthright citizenship. He even lied and said birthright citizenship is only in the U.S. So he will again take the oath to defend the Constitution and then violate it on Day-1.

My question is what Mexico will do when Trump deports U.S. citizens to Mexico. Trump will blame Democrats for his policy.


I don't care what that Conman from Queens says to his followers. What needs to be observed is what his administration actually pushes through. That is what needs to be paid attention to.
User avatar
By Hakeer
#15332286
Tainari88 wrote:I don't care what that Conman from Queens says to his followers. What needs to be observed is what his administration actually pushes through. That is what needs to be paid attention to.


Thanks for that. You are, of course, right. My wife used to say I sometimes fall victim to "premature panic." LOL.
User avatar
By Hakeer
#15332287
QatzelOk wrote:It's nice to see you comparing the USA to its peer countries, when it comes to debt.

In Africa, the main problem is that the people don't control most of their governments. Foreign banking interests do. And foreign banksters LIKE lots and lots of debts on their debt slaves. It helps them control the countries that they bankrupt (and then "save" through austerity and selling off of state assets to... themselves!)

What foreign entitity is profiting from the bankruptcy of Western nations?


Well, I would say the political leaders in most of these African countries are not stupid. They are corrupt. They are in collusion with the World Bank and the IMF.

Actually, it is China that is now the largest player in this, and their terms are even worse than the banks in some cases.

The combined GDP of North America and Europe is greater than all of Asia. The debt is higher, but so is the GDP. As I said, it is the relationship between them that determines whether a country can fund its debt.
User avatar
By Tainari88
#15332301
Hakeer wrote:Well, I would say the political leaders in most of these African countries are not stupid. They are corrupt. They are in collusion with the World Bank and the IMF.

Actually, it is China that is now the largest player in this, and their terms are even worse than the banks in some cases.

The combined GDP of North America and Europe is greater than all of Asia. The debt is higher, but so is the GDP. As I said, it is the relationship between them that determines whether a country can fund its debt.


The US government is squandering what it has gained over a lot of decades in total stupidity. That much is obvious.

But that is what you get with a nation full of people who do not think there is anything wrong with their distribution of wealth.

They need true socialism. Not liberal hypocrisy and Republican fascism. You are cooked unless you get the basics down well.

User avatar
By Hakeer
#15332310
Tainari88 wrote:I don't care what that Conman from Queens says to his followers. What needs to be observed is what his administration actually pushes through. That is what needs to be paid attention to.


2016 Legislative session[edit]
In September 2016, Governor Jerry Brown signed AB 2406, AB 2299, and SB 1069, all of which reduce the cost and bureaucracy needed to construct an ADU (Accessory Dwelling Unit), also known as a "granny flat" or "in-law unit".[133] The Bay Area Council notes that if only 10 percent of the Bay Area's 1.5 million single family homeowners build ADU's, that would create 150,000 units of new housing.[134]
This change resulted in dramatic increases in applications for ADU building permits; Los Angeles saw 25 times as many applications in the 2017 calendar year than it did in the previous two years combined.[135]: 1 
2017 Legislative session[edit]
In the 2017 legislative session, a package of 15 housing bills was passed. One bill legalizes microapartments as small as 150 sq. ft. and prohibits cities from limiting their numbers near universities or public transit;[136]: 1  another (SB 2) adds a $75 real-estate document recording fee (for everything other than property sales), which is projected to generate $250 million per year for affordable housing construction.[136]: 1 [137]: 1 [138]: 1  The total 2017 housing package is expected to have only a minimal impact on the shortage, because even the most optimistic predictions suggest that the measures will increase yearly housing production by about 14,000 units per year, still well short (14%) of the additional 100,000 new units needed yearly (in addition to the 80,000 being produced yearly) just to keep pace with population growth and prevent prices from rising.[34]: 1 [138]: 1 [35]: 1 
Senate Bill 35[edit]
Main article: California Senate Bill 35 (2017)
Another bill was Senate Bill 35 (SB 35), authored by state Senator Scott Wiener which shortens the approval process by eliminating environmental and planning reviews for new infill housing in cities which have failed to meet their state housing production goals. The state sets goals for production of different types of housing: market-rate, low-income, etc., (to keep up with expected population growth) and this law applies only to development types for which the city is not meeting its production goal. To make use of the streamlined approval process, the developer must pay prevailing wage and abide by union-standard hiring rules.[136]: 1 [137]: 1 [138]: 1 [139][140] Wiener said, "Local control is about how a community achieves its housing goals, not whether it achieves those goals.... SB 35 sets clear and reasonable standards to ensure that all communities are part of the solution by creating housing for our growing population."[139] SB 35 has been used, for example, to redevelop the derelict Vallco Shopping Mall in Cupertino into a mixed-use development containing 2,402 apartments, half of them affordable, with no government subsidies, which will quintuple Cupertino's affordable housing stock.[141]: 1 [142]: 1 [143]: 1 [144]
2018 Legislative session[edit]
Senate Bills 827 and 50[edit]
Main article: California Senate Bill 50 (2019)
In 2018, Senator Wiener introduced SB 827, which would have required localities to allow buildings of at least 4 or 8 stories within a half-mile of a high-frequency transit stop, or within a quarter-mile of a bus or transit corridor, as well as waiving minimum parking requirements in those areas.[2]: 1  The bill was controversial, being opposed both by local governments concerned about the loss of local control of zoning, and by anti-gentrification activists concerned about displacement.[145] The bill was supported by a group of scholars who stated that it would help reduce decades of racial and economic residential segregation,[146][147]: 1-2 [148]: 1  as well as pro-housing groups nationally, and by over 100 San Francisco Bay area technology industry executives who voiced their support of the bill in a joint letter.[149]
Regarding the issue of local control, Wiener said: "In education and healthcare, the state sets basic standards, and local control exists within those standards. Only in housing has the state abdicated its role. But housing is a statewide issue, and the approach of pure local control has driven us into the ditch."[35] Anti-displacement provisions were inserted in response to gentrification concerns. It was subsequently defeated in its first committee hearing.[150][151]
In December 2018, Senator Wiener introduced a similar bill for the following legislative session, SB 50, which was defeated in a senate floor vote in 2020.
2021 Legislative session[edit]
See also: California HOME Act
In September 2021, Governor Gavin Newsom signed a package of 31 housing bills, including the California HOME Act (SB 9) and SB 10.[152] The California HOME Act (SB 9) upzones most of California to allow building denser housing, up to a fourplex, on a lot. SB 10 streamlines the process for local governments to build dense housing around transit rich areas. Other bills aim to streamline the homebuilding process, reduce barriers to building affordable housing, and hold local governments responsible for building more housing.[153]
Other bills that Governor Newsom signed include SB 290, AB 1584, SB 478, and AB 602.[154] SB 290 expands California's density bonus law to include affordable housing for low income college students. Density bonuses allow developers to build denser housing, so long as a portion is set aside for affordable housing. AB 1584 makes void any housing covenants that would prohibit the construction of an ADU in certain circumstances.
SB 478 creates a minimum floor area ratio and a minimum lot size for multi-family housing that's between 3 and 10 units. SB 478 also prevents local governments from imposing a lot coverage requirement that would make it impossible for a housing project to achieve its minimum floor area ratio. AB 602 regulates impact fees that local governments can charge on housing. AB 602 makes impact fees more transparent, and requires local governments to make impact fees proportional to the square footage of the house.
2022 Legislative session[edit]
In September 2022, Newsom signed a package of housing bills, including AB 2011, SB 6 and AB 2097.[155]
AB 2011[edit]
Main article: Affordable Housing and High Road Jobs Act
AB 2011 has officially gone into effect as of July 1, 2023.[156] The policy allows for affordable and mixed-income housing to be built on commercially-zoned property on a ministerial, by-right basis, as long as the projects fulfill affordability and environmental criteria, and pay prevailing wage.[155] Additionally there is a requirement for the use of apprenticeship programs that are approved by local governments. When these contracts are being accepted by contractors they will also be provided with health care expenditures.[157] This being a new and more recent Bill studies will be conducted by the Department of Housing and Community Development which will be used to present to legislature on the effects and results of the additional housing developments.
SB 6 and AB 2097[edit]
Main article: California Assembly Bill 2097 (2022)
SB 6 allows for residential use on commercially zoned property without requiring a rezoning, as long as a percentage of construction workers hired are unionized.[155] AB 2097 removes parking minimums for homes and commercial properties within one mile of public transit stations or in neighborhoods with low rates of car use.[158] California became the second state after Oregon to eliminate parking minimums near public transit.
SB 897 and AB 2221[edit]
SB 897 and AB 2221 both clarified rules regarding compliance of ADUs with building codes and streamlined permitting.[159][160]
2023 Legislative Session[edit]
In October 2023, Newsom signed another package of housing bills. Notable bills include SB 4, SB 423, SB 555 and AB 1033.[161]
SB 4[edit]
Main article: Affordable Housing on Faith and Higher Education Lands Act
SB 4 makes it so that religious institutions or higher education institutions can submit applications for streamlined approval for building housing on their lands, granted that it satisfied criteria and that all of the units are made available for lower-income households.[162] The bill is part of a greater movement by faith communities in the U.S. to build affordable housing called "Yes, In God's Backyard."[163] The movement has, in the past, struggled with getting past the red tape over adaptive reuse of their property, especially with city or local opposition. SB 4 is part of a series of California bill efforts since 2020 to make it easier for churches, as well as other faith communities and higher education institutions, to build on their lands, including an assembly bill (AB 1851) which reduced or eliminated parking requirements for such projects.[163] A UC Berkeley study found that this law opens up about 170,000 acres of land (about half the size of Los Angeles) for potential affordable housing development across the state.[164]
SB 423[edit]
SB 423 comes as an extension of SB 35, a bill that expedites processes for housing developments in areas with higher needs. Such need is assessed using Regional Housing Needs Assessment (RHNA), which was part of what was written into law in SB 35. SB 423 specifically expands the streamlining outlined in SB 35 by allowing the state to supersede the local government in passing the review and to make it easier for multifamily developments in coastal zones.[165] This is a victory for pro-housing advocates, as the California Coastal Commission has been a major source of opposition to housing developments on the coast. Opponents are concerned about the housing threatening the local beach environment and wildlife. Pro-housing advocates argue that housing must be built everywhere, but the coast provides an especially good opportunity as it is nearer to jobs, recreation, and less car-centric living, which ultimately means less pollution.[166] Beyond advocates and opponents, the commission itself historically has blocked almost all housing on the coastal zones, with the consequence being even higher housing prices than in other areas.[167]
SB 555[edit]
The introduction of SB 555 indicates a shift in housing priorities, turning away from solely the private rental market or homeownership to explore alternative forms of tenure. The bill introduces a plan to implement 1.4 million units of social housing, which is permanently kept from the private market and being bought out.[168] This provides protections for renters and hopes to create a subsection of housing that is not based on speculation and instead creates secure mixed-income communities.[169] The bill first mandates that its department of housing (HCD) completes a California Social Housing Study completed by the end of 2026, which will create recommendations and analysis on social housing and what the best options for the state are.[168]
SB 684[edit]
Main article: California Senate Bill 684 (2023)
SB 684 requires cities to ministerially allow property owners to subdivide multifamily lots to create subdivisions with up to 10 houses, townhouses or condos. At the time of passage, it was not applied to vacant lots in single-family zones.
AB 1033[edit]
The passage of AB 1033 allows homeowners to convert their ADUs into condominiums and sell their ADUs independently of the primary residence.[170][171]
2024 Legislative Session[edit]
On August 27, Newsom signed two bills passed to address the crisis, including AB 2835, which allows motels and other temporary housing to allow homeless residents to stay for longer than 30 days without triggering local rent control laws, and AB 3057, which streamlines the approval process for the construction of ADUs by granted same exemption to environmental review for junior ADU ordinances as given to standard ADU ordinances.[172] On September 19, Newsom signed a larger package of bills, including:
• SB 1211, which allows people to build up to eight detached ADUs on a lot, expanding the maximum from two ADUs per lot;
• SB 1164, which allows new ADUs to be exempt from property taxes for up to 15 years;
• SB 312, which streamlines approval for environmentally sustainable student housing;
• SB 937, which allows home builders to delay the payment of local development and impact fees until a certificate of occupancy is issued for their project;
• SB 450, which clarifies the intent of the California HOME Act and allows state agencies to enforce its terms against city governments in court;[173]
• SB 1123, which extends eligibility for projects constructed under SB 684 to vacant lots in single family zones.
County and municipal[edit]
Sacramento[edit]
In February 2024 (implemented in March 2024), the city of Sacramento passed the 2040 General Plan which updated the zoning code to eliminate parking minimums citywide for new housing. In addition, the General Plan eliminated caps on the number of units that can be built in a single-family zone, instead allowing for property owners to construct multi-unit housing based on a floor area ratio citywide.[174][175] In September 2024, the city council passed an ordinance allowing small apartment buildings up to three stories tall in all residential areas previously zoned for single-family housing, but maintained existing bulk control standards.[176]
City of Los Angeles[edit]
The Housing Authority of the City of Los Angeles closed its Section 8 wait list for over a decade due to high demand, and only reopened in 2017.[177]
San Francisco[edit]
Main article: San Francisco housing shortage § Responses
Silicon Valley reforms[edit]
Main article: Affordable housing in Silicon Valley § Affordable housing initiatives by city
Parking mandates repeal[edit]
As of 2024, parking mandates have been repealed citywide in Sacramento, Culver City, Alameda, Emeryville, San Francisco and San Jose.[178]
Other efforts[edit]
Since 2014, several YIMBY (Yes In My Back Yard) groups have been created in the San Francisco Bay Area.[179][180] These groups lobby both locally and in Sacramento for increased housing production at all price levels, as well as using California's Housing Accountability Act ("the anti-NIMBY law")[179]: 1  [180]: 1  to sue cities when they attempt to block or downsize housing development.[179] One activist, in a comment to the San Francisco Planning Commission supporting the construction of a new 75-unit mostly market rate housing development stated that: "The 100 or so higher income people, who are not going to live in this project if it isn't built, are going to live somewhere...They will just displace someone somewhere else, because demand doesn't disappear."[181]
As of 2018, there were over 400,000 deed or use-restricted affordable housing units in California which were built with the provision that they remain affordable for the following decades (generally between 30 and 55 years) in exchange for subsidies.[182] The state's Department of Housing and Community Development (HCD) estimates that there are more than 35,000 units whose affordability requirement will expire by 2021 and that many of these will likely be converted to market rent units. HCD has made the preservation of these units as affordable housing a priority.[non-primary source needed]
Under the federal government's Section 8 voucher system, residents pay 30% of their salary and the Housing Authority pays the difference of the rental cost.[183] As indicated by Metcalf (2018), "In 2015, 2.2 million households, comprising 5 million people, used rental vouchers to secure housing in the private market" though these figures are for the entire United States.[183] Unlike other public assistance programs (such as SNAP or Medicaid) there are only a limited number of Section 8 vouchers, meaning that most people who apply and qualify for the program are not able to participate in the program, and instead
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Note from all the above that Democrats have been passing legislation to address the housing problem in California. They are correct that NIMBYism has been a problem. So has been the basic economics of supply and demand.
User avatar
By Hakeer
#15332313
@Tainari88

Let’s also talk about Republican and Democrat state income tax policies.

For the states that tax individual income, here are the 10 states with the lowest top marginal rates:

AZ, ND, AL, LA, AR, CO, NC, UT, MS, OK

They are 90% Republican states.

Now here are the 10 states with the highest top marginal rates:
NY, OR, CA,NJ,HI, MN, MA, MD, VT, DE

These are 100% Democratic states. Actually, the top 15 are blue states.
=======
So do not believe this crap that there is no difference between Democrats and Republicans at the state level.

I have no doubt that, if the CPC can get full control of the federal government, we will tax the hell out of the billionaire class. They know it. That is why they are aligned with Trump and the Republicans. All you have to do is look at Trump’s cabinet.




 
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